Terms and Conditions for
Invisible Journeys Limited
and Refined Compliance

Effective date: 18 October 2025


1. Acceptance of Terms

By accessing this website (www.refinedcompliance.com and its sub-pages, including www.invisible-journeys.refinedcompliance.com), you agree to be bound by these Terms and Conditions. If you do not agree, please discontinue use.

2. About Us

Invisible Journeys Limited (Company No. 16358532) is a non-profit company limited by guarantee registered in England & Wales.

Refined Compliance is an unincorporated commercial identity used by Róbert Izsák for research and consultancy activities.

Both entities are legally distinct but operate jointly for technical and informational purposes through this website.

3. Use of the Website

You must use this website lawfully and not in any way that may damage, disable, or impair it or interfere with anyone else’s use. Unauthorised access, data scraping, or malicious activity is strictly prohibited.

4. Intellectual Property

All content (including figures, images, text, graphics, logos, frameworks, and data) is owned by Invisible Journeys Limited and licensed for display by Refined Compliance. You may view and print content for personal, non-commercial use only. Any other use requires written permission.

SDG icons are used throughout this website in accordance with the UN’s public communication guidelines.

One image on this website - a photograph of brown paper bags with wooden clips - is licensed via Pexels (see Credit and Source below) and has been edited for use. For full license details, please refer to the Pexels Free Stock Photo & Videl Licence.

Credit & Source (for that image):
Photo: “Brown Paper Bags with Wooden Clips” by PNW Production, downloaded from Pexels (https://www.pexels.com/photo/brown-paper-bags-with-wooden-clips-8490364/) under the Pexels Free Stock Photo & Video Licence (https://www.pexels.com/license/ ).

5. Nature of Information and Professional Scope

The information published on this website is for general research, education, and informational purposes. It represents the professional analysis and findings of Refined Compliance and Invisible Journeys Limited, derived from independent investigation and sector research.

The content does not constitute specific legal, financial, or compliance advice, nor does it establish a client relationship. Tailored consultancy and advisory services are provided only under formal written engagement governed by contract.

Neither Refined Compliance nor Invisible Journeys Limited accepts responsibility for actions taken or not taken based solely on the general information presented here

6. Links to Third-Party Sites

We may provide links to external websites. These are for convenience only. We do not endorse and are not responsible for the content or privacy practices of those sites.

7. Limitation of Liability

To the maximum extent permitted by law, we exclude all warranties and shall not be liable for any loss or damage arising from use of this website or reliance on its content. Nothing excludes liability for death or personal injury caused by negligence or for fraud.

8. Indemnity

You agree to indemnify and hold us harmless from any claim or demand arising out of your use of the website or breach of these terms.

9. Changes to the Website or Terms

We may update the site or these terms at any time without notice. Continued use after changes indicates acceptance of the new terms.

10. Donations

Invisible Journeys Limited (Company No. 16358532) receives and administers voluntary donations through this website and affiliated crowdfunding platforms. Third-party payment providers process donations under their respective terms and fees. By donating, you acknowledge that: (a) your contribution is voluntary; (b) no goods or services are provided in exchange; (c) refunds follow the relevant platform's policy; and (d) Invisible Journeys Limited may verify donor identity for compliance purposes and may decline or return any donation at its discretion. Donations are governed by the laws of England and Wales.

Further details are provided in our Donations - Full Terms and Privacy Policy.


11. Governing Law and Jurisdiction

These terms are governed by and construed in accordance with the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction to resolve any dispute.

12. Severability

If any part of these terms is found invalid or unenforceable, the remaining provisions shall remain in full force and effect.

13. Contact

Questions about these Terms or the Privacy Policy should be sent to info [at] refinedcompliance.com or invisible-journeys [at] refinedcompliance.com.

14. Acknowledgement

By using this website you acknowledge that you have read and understood these Terms and the Privacy Policy and agree to be bound by them.